Borrow against
your position.

Reach participating lenders. Let Minted’s AI engine turn their quotes into a clearer path to closing your loan.

Illustrative request: $25M in BTC collateral, $12.5M requested loan, 50% LTV and a 12-month tenor.

Start with the terms you need.

A structured request gives lenders the same financing parameters and a collateral liquidity assessment to work from.

Collateral: The assets, their value and where they are held.
Loan size: How much you want to borrow against the position.
Tenor: How long you need the financing.
Structure: Custody, permitted collateral use and cure requirements.

You can post before sharing entity documents. Lenders carry out their own counterparty approval before a facility is agreed.

Turn market feedback into a path to close.

Minted’s AI engine aggregates every lender quote, identifies where terms align, and suggests adjustments to help close your loan. See how changes to your request could bring more of the market into reach.

Your financing requestExample

Bitcoin collateral

12-month financing request

Loan requested: $12.5M
Collateral value: $25M
Requested LTV: 50%

6 lender responses

Example lender responses to a $12.5 million loan request against $25 million of Bitcoin collateral. These are sample responses, not your account data.
Lender type	Response	Terms or feedback	Response time
Prime broker	Quoted	50% LTV · 48-hour cure · segregated custody	2h 14m
Credit fund	Quoted	60% LTV · 5-day cure · rehypothecation required	6h 02m
Family office	Quoted	45% LTV · 72-hour cure · segregated custody	1d 03h
Prime broker	Reviewing	Credit committee review	4h 41m
Digital asset lender	Reviewing	Awaiting custody confirmation	1d 11h
Credit fund	Passed	No capacity this quarter	5h 55m

Market convergence · Minted AI

See what could move your loan forward.

The engine brings quotes together and suggests a negotiating position based on your priorities. You decide which changes to take back to lenders.

Example based on all three quoted responses above.

Keep collateral segregated

Explore a $11.25M request at 45% LTV.

The prime broker quotes 50% LTV and the family office 45%, both with segregated custody. A smaller request could bring both into the conversation.

Suggested adjustment: $12.5M → $11.25M requested
Still to negotiate: 48-hour versus 72-hour cure, pricing and final lender approval.

Borrow more

Explore a $15M request at 60% LTV.

The credit fund’s quote supports the highest LTV in this example and requires rehypothecation. More borrowing comes with a change in permitted collateral use.

Suggested adjustment: $12.5M → $15M requested
Still to negotiate: Permitted reuse, asset-return obligations, pricing and final lender approval.

Use the suggested position to shape your counteroffer, then agree an introduction and final terms with your chosen lender.

Look beyond the rate.

Compare custody, collateral use and cure mechanics together. Choose the conversation that fits your requirements.

How collateral can be used

Pledged collateral

Define segregation, custody and access controls with your lender. Agree the margin-call trigger and time available to cure a shortfall.

Collateral use: Document the limits on use and transfer.
Custody: Agree who holds the assets and controls access.

Rehypothecated collateral

Compare pricing and LTV alongside the lender’s rights to use collateral. Define custody, return obligations and cure mechanics in the facility terms.

Collateral use: Specify what reuse you permit, and under which conditions.
Return of assets: Agree how and when collateral must be returned.

Structure and protections

Put your requirements to the market.

Reach the panel. Find where terms converge. Move toward a close.

Post a position